India Data Rules for UPI, Paytm and PhonePe
This policy applies to the account data we collect when you create, sign in, contact us, or use a payment method such as UPI, Paytm, PhonePe, or Google Pay. We keep contact details, device signals, session cookies, and transaction records only for sign-in, fraud checks, dispute
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handling, support, and any duty that local law requires. We do not keep extra fields just because they are available. When we need to share data, it is limited to service partners that help run the site, payment processors, or a legal request that applies to
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us. Retention depends on the reason we collected the record and the rule that applies in India. Where access is discussed, it depends on local law and is available where local law permits. You can always reach us through your account if you want a correction,
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deletion, or copy of a record.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.